St. Cloud Team
Moe Janssen Schee
Agency Owner
Maureen “Moe” Janssen brings more than three decades of experience to the insurance industry, having served clients in both sales and service roles since 1993. Throughout her career, Moe has worked with several respected insurance organizations, ultimately returning to Allstate in 2012 after recognizing it was the best fit for her client-first philosophy and commitment to delivering exceptional service.
Moe is deeply passionate about helping individuals and families protect what matters most. She believes insurance should be clear, thoughtful, and tailored to each client’s needs, and she takes great pride in guiding people through their coverage decisions with care, knowledge, and integrity. Her decades of experience allow her to provide practical insight and trusted guidance to the clients she serves.
Outside of the office, Moe enjoys a rich family life. She and her husband, Klem, share a love for travel and have enjoyed many memorable adventures together over the years. They also enjoy riding motorcycle and supporting meaningful community causes, including participation in the annual Children’s Home motorcycle ride.
Moe also treasures time spent at her farm with her daughter Mandee and her grandchildren—Deegan, Savanah, and Cheyanne—where they care for chickens and maintain a beautiful garden. In quieter moments, she enjoys reading and listening to books.
Her lifelong commitment to helping others—both professionally and personally—continues to guide the way she serves her clients and community every day.
Elizabeth Wick
Sales Team Leader
Elizabeth Wick is a Licensed Sales Professional and Sales Team Leader with over six years of experience helping individuals and families protect what matters most. Licensed in Minnesota, South Dakota, North Dakota, and Iowa, she specializes in all personal lines insurance, including auto, home, and bundled coverage solutions, and enjoys helping clients better understand their coverage options so they can choose protection that fits their needs.
As Sales Team Leader, Elizabeth trains and mentors new sales professionals, helping them build the knowledge and confidence needed to serve clients well.
Outside of work, she helps run her family’s small business, Scotty’s Kustomz Art & Metal, where she enjoys being part of local events and charitable efforts in the community. She also loves traveling, attending classic car shows, and spending time with her three children and three grandchildren.
Nima Rakhshani
Licensed Sales Professional
Nima is passionate about helping people protect what matters most. As a Licensed Sales Professional with our agency, he works closely with clients to understand their unique needs and provide insurance solutions that give them confidence and peace of mind. Nima believes great service starts with listening, and he takes pride in guiding individuals and families through their coverage options in a way that is simple, clear, and personal. His dedication to taking care of clients has helped him earn recognition as one of Allstate’s top producers.
Outside of work, Nima continues to live out his passion for helping others. He serves as the Community Event Coordinator for Calvary Community Church in St. Cloud, where he helps organize events that bring people together and strengthen the local community.
In his personal time, Nima enjoys the outdoors—especially hunting and fishing—and he also loves to travel and experience new places.
Matt Murphy
Customer Service Representative
Matthew Murphy has been part of the insurance industry since 2009 and brings a wealth of experience and perspective to the agency. Prior to joining the team in his current role, Matthew owned and operated the St. Cloud agency before selling it to Moe in 2015. After a brief retirement, he returned to the agency part-time as a Customer Service Representative, continuing his passion for helping customers navigate their insurance needs.
Matthew is known for his thoughtful approach and commitment to making insurance understandable and approachable. He takes the time to help clients truly understand their coverage and works to find solutions that best fit their individual situations. His industry knowledge, patience, and friendly demeanor have made him a trusted resource for customers and a valued member of the team.
Outside of the office, Matthew enjoys spending time on the golf course, fishing, and playing guitar. Most importantly, he cherishes time with his family, including his three children and five grandchildren.
Tyler Jensen
Licensed Sales Professional
Tyler Jensen is a Licensed Sales Professional with Janssen Schee Agencies, joining the team in 2026. A graduate of Sartell High School’s Class of 2025, Tyler brings energy, enthusiasm, and a strong work ethic to his role. He is dedicated to helping clients understand their insurance coverage and guiding them toward solutions that fit both their needs and their budget.
Tyler enjoys building relationships with customers and takes pride in providing friendly, dependable service. His goal is to make the insurance process simple and approachable, so clients feel confident in the protection they have in place.
Outside of the office, Tyler enjoys staying active and spending time outdoors. He especially enjoys snowboarding, fishing, hunting, and golfing, and takes advantage of every opportunity to enjoy the outdoors whenever he can.
Meet Our Team
Meet the Team Behind Your Protection
Meet Our Team
Meet the Team Behind Your Protection
Brainerd Team
Klem Schee
Agency Owner
Klem believes insurance should be clear, straightforward, and centered around the people it protects. His approach is rooted in listening carefully, understanding each client’s unique situation, and providing thoughtful guidance that helps them make smart decisions about their coverage and financial protection.
Throughout his career, Klem’s legacy has been grounded in doing the right thing for customers—being present, responsive, and standing beside clients when they need support the most. That commitment has allowed Janssen Schee Agencies to grow through trust, strong relationships, and referrals from the people they proudly serve.
Outside the office, Klem’s greatest passions are his family. He especially values spending time with his wife, Moe, and his children, Claudia and Alec. He also enjoys traveling, golfing, riding motorcycle, and spending time outdoors—activities that reflect his love for adventure, connection, and making the most out of life.
Through Janssen Schee Agencies, Klem remains focused on a simple mission: serve people well, build lasting relationships, and help clients protect what they have worked so hard to achieve.
Kim Klukas
Licensed Sales Professional
Kim believes insurance should never feel confusing or overwhelming. Her approach begins with listening carefully to each client’s needs and then offering clear, practical coverage options that truly fit their lives. She is committed to making the insurance process simple, easy to understand, and as stress-free as possible.
Known for her caring attitude and dedication to service, Kim works hard to ensure every client feels supported and well protected. Her goal is always the same—to help people make informed decisions so they can focus on the things in life that matter most.
Outside of the office, Kim enjoys spending time with her family and pursuing her creative and artistic interests. She is a trained concert pianist and also enjoys crocheting in her free time. Kim especially loves visiting the Great Lakes, where she enjoys the beauty and peacefulness of the water.
If you’d like assistance reviewing your coverage or exploring your options, Kim would be happy to help and can be reached at 218-203-6254.
Virginia Woelfel
Customer Service Representative
Remote Team Member
Virginia Woelfel serves as a Customer Service Representative with Janssen Schee Agencies and brings more than 12 years of experience with Allstate to the team. She is licensed across six states—Minnesota, Wisconsin, Iowa, Nebraska, North Dakota, and South Dakota—allowing her to assist a wide range of clients with their insurance needs.
Virginia believes that insurance is ultimately about serving people. She takes pride in helping clients understand their coverage and in customizing policies as life changes occur. Whether assisting with policy updates, answering questions, or helping clients review their protection, Virginia is dedicated to making sure each person she works with feels supported and well cared for.
Outside of work, Virginia’s greatest joy is her family. She is a proud mother of nine and grandmother of six, and she treasures the time spent together enjoying life’s many activities. She is also deeply involved in her church and community, volunteering in several areas including teaching children’s ministry and supporting year-round mission work through Operation Christmas Child. In addition, Virginia serves on the board of her homeowner’s association, helping oversee the community and stay connected with her neighbors.